Ali Mazzei, Kelowna Realtor
As a licensed REALTOR® serving Kelowna and the Central Okanagan area, I’m committed to putting my clients first and getting them the results they’ve dreamed of. I offer personalized solutions for buying and selling residential real estate and firmly believe in building relationships based on trust, integrity and results. My goal is to become your trusted advisor for life!
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FAQ
Is there a fee when working with you to buy a property?
No, a homebuyer’s agent is compensated from the proceeds of the sale. There is no additional cost to buyers while enjoying the peace of mind that comes with having professional representation and guidance.
Can’t I just contact the listing agent directly?
The listing agent’s job is to represent the seller and to get them the highest possible amount of money. Going unrepresented can be costly. Regulations have changed in B.C. and dual agency (one REALTOR® to represent both the buyer and seller) is no longer allowed.
What costs should I consider when preparing to purchase my next home?
Although as a buyer you won’t need to pay commissions, you should budget for a down payment, home inspection, legal fees, property transfer tax, GST (on new or substantially renovated homes only), potential renovations and moving fees.
What does the buying process look like?
The entire process begins with you. We set up a discovery call to determine your wants and needs so that I can prepare a search criteria to cultivate the most ideal properties for you.
Next, I suggest that all clients who require a mortgage for financing obtain a pre-approval. This helps you establish a realistic budget and can make any offer more attractive to a seller. Once we find the best property for your needs, we will work together to draft an offer, including special clauses and warranties to ensure you’re protected in your purchase. When the offer is accepted, I’ll be assisting you to fulfill a variety of conditions such as financing, inspection, legal advice, reviewing strata documents, etc. Upon your final subject removal, your deposit is typically due.
Finally, at the closing table, you will sign documents with your lawyer and get the keys to your new home!
Is a home inspection necessary?
A home inspection is a highly recommended step in protecting your investment when purchasing a home. It helps uncover hidden issues like structural or electrical problems, plumbing concerns, and potential mold, giving you a clear picture of the property’s condition. An inspection also helps you plan for future maintenance, provides peace of mind about your purchase, and can serve as a valuable negotiating tool, ensuring you’re well-informed before committing to what may be one of your largest investments.
Why not wait until I find the one to begin speaking with my mortgage broker/bank?
There are many factors that go into a pre-approval beyond what the online calculators suggest. Lenders will consider how long you have been employed, whether you have full-time or contract employment, etc.
Having a pre-approval in place prior to placing an offer on a home gives you a competitive advantage over other potential purchasers. Financing is often the number one reason why deals fall apart and sellers know this. Having approval in place offers the sellers (and you) the assurance that you have a high likelihood of moving forward with the purchase.
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Our homes are often our largest single asset, and the place where family and friends gather to make memories that will last a lifetime.
It is an investment worth protecting from costly mistakes. As your trusted advisor with extensive contract experience, I can help you make the best choices at each step of a real estate transaction.